Genesis Financial Solutions, Inc.
PRIVACY NOTICE
Effective July 22, 2002
PRIVACY COMMITMENT
Thank you for visiting the Genesis Financial Solutions, Inc. (GFS) website and reviewing our Privacy Notice.
GFS does not collect any personally identifiable information through this website, with the exception of e-mail comments and questions sent by customers and applicants, and information provided in our e-commerce applications. As GFS expands the range of electronic services offered through this website, consumer privacy protections will be integrated in each new application. At GFS, we treat your non-public information as confidential and recognize the importance of protecting it. We hope to earn your trust and confidence.
Please keep this notice for your records. Since we do not provide non-public personal information to third parties, other than as is allowed by law or as otherwise discussed below, you do not need to response to this notice.
This notice covers the following topics:
- Information Collected and How it is Used
- Other Information We May Collect
- Parties With Whom We May Share Information
- Cookies and Applets
- Confidentiality and Security
- Disclaimer
- Changes To Our Privacy Policy
- GFS Contact Information
INFORMATION COLLECTED AND HOW IT IS USED
If you do nothing during your visit to the website but browse, read pages, or download information, GFS does not collect or store personal information from you. GFS does collect statistical information about the way customers use the website. This information is used by GFS only to improve the content of the website and to help understand how people are using its services. For example: how many people have accessed a particular web page in a month. GFS analyzes the website statistics to determine how the website is being used, so that it can be continually improved.
What is collected if you volunteer information
If during your visit to this website you participate in a survey, send an e-mail, or are a customer of GFS and perform some other transaction online, the following additional information will be collected: The e-mail address, and contents of e-mail, for those who communicate with us via e-mail; Information volunteered in response to a survey; Information volunteered through an online form, such as an employment application; Your e-mail address is used to respond appropriately. This may be to respond to you, to address issues you may identify or to further improve this website. Survey information is used to help GFS understand the needs of our customers. Actual content will vary depending on the purpose of the survey. Survey participation is always voluntary.
OTHER INFORMATION WE MAY COLLECT
We may collect non-public personal information about our customers. This information includes:
- Information we receive from our customers through oral or written communication or over the internet, which could include, but is not limited to, your name and address, phone number, social security number, employment information, and credit history and other financial information;
- Information we receive from the original or previous owner of your account in connection with the transfer of your account to us or otherwise, which may include, for example, information provided on your original account application, and your repayment or previous collection history;
- Information about our customers' transactions with other, or us, which may include account balances, fee, payment history, parties to transactions, and account usage;
- Information we receive from consumer reporting agencies, such as a credit bureau, which information may include your credit score credit reports and other information relating to your creditworthiness.Personal data in our possession is maintained and used in ways that respect individual privacy. GFS has provided training to our employees about the importance of protecting personal information and consumer privacy.
PARTIES WITH WHOM WE MAY SHARE INFORMATION
We may disclose all of the information we collect, as described above, about our customers or former customers to the following parties:
- Companies that provide servicing and processing services to us, such as mail fulfillment houses who assist us in ailing our letter and notices, and vendors who help us process transaction;
- Companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements, such as other companies with which we may offer products such as credit cards,
- Third parties that you direct us to share information about you;
- To other third parties as permitted by law.
COOKIES AND APPLETS
Some programs, or applications, at this website use cookies to pass information from the GFS server to your browser. Cookies are passive files that are stored in your browser's memory. The cookies used by GFS are benign text files that help you navigate GFS's web applications. They cannot read information from your hard drive or identify you and will be deleted whenever you exit from your browser. Applets are tools downloaded to your computer to work with the software you have. Applets are used on the GFS Home Page to provide a pull-down navigation menu.You are not required to use applets to browse this site. Choosing not to accept applets will not affect your general ability to browse this website and download information, but may adversely affect how information appears on your computer or your ability to view the information that the applet is intended to support.
CONFIDENTIALITY AND SECURITY
We restrict access to personal information about our customers to those employees who need to have that information to service our customers and their accounts. We select our service providers carefully, require them to agree to keep all customer information provided safe and secure, and require them to further agree not to use or share any information we've provided for any purpose other than as permitted by our contracts with them. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your non-public personal information.
DISCLAIMER
The GFS website may have links to other websites. These may include links to websites operated by other government agencies, nonprofit organizations and private businesses.
When you link to another site, you are no longer on the GFS website and this Privacy Notice will not apply. When you link to another website, you are subject to the privacy policy of that new site.
CHANGES TO OUR PRIVACY POLICY
This notice is effective as of the effective date set forth about. We reserve the right to amend (that is, add to, delete or change) the terms of this notice from time to time.
GFS CONTACT INFORMATION
You may contact GFS to offer comments about GFS's website, or about the information presented in this Privacy Notice: contact GFS Webmaster.
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